Working capital solutions tailored to your business like never before
From Walmart Marketplace offerings to external third-party options, we have you covered.
Boost your operations with Walmart Marketplace Capital
Enjoy competitive rates
Funding rates are based on your performance and potential.
Unlock fast funding
You could access capital in as little as 24 hours.
Get started in minutes
Our team is here to guide you every step of the way.
How Blezmart generates growth with Capital for WFS
How Blezmart generates growth with Capital for WFS
Ready to enjoy easy access to cash advance funds and flexible financing options?
Fuel your growth on Walmart.com with our suite of options.
Fast capital advance funding is available with Walmart Marketplace Capital.
- Easy application*
- Quick fund disbursements*
- One simple fee
- Simple repayment installments
*Eligibility requirements apply:
- You must be a current Walmart Marketplace seller in the U.S. and have a U.S. Taxpayer Identification Number (TIN).
- Criteria for consideration is determined by each capital provider (whether Walmart or a third-party solution provider) and includes your Marketplace sales and performance record.
A snapshot of programs under Walmart Marketplace Capital:
Capital by
Walmart
- Transparent costs: 1 flat fee, 0 operational overheads
- Repayment deductions based on your future sales
- Access to funding via invitation or by request, as available
Capital for
Walmart Fulfillment Services (WFS)
- Flexible repayment— sell now, pay later
- Financing tailored to your stocking strategy and inventory needs
- Ability to harness the full potential of WFS
We also work with third-party providers
Learn more about the additional solutions available to you here.*
What you get |
Who it’s for |
Available solutions* |
|
 |
Merchant Cash Advance (MCA)Get a lump sum of cash now, and repay it with a percentage of your future sales. |
For growing businesses who want flexible repayments that adjust with monthly sales. |
U.S. businesses:
China & Hong Kong businesses:
|
 |
Line of creditAllows you to access funds up to a specified limit without needing to re-apply each time you borrow. Only pay interest on what you use. |
For startups and growing businesses with seasonal ups and downs that want to smooth out cash flow during slower periods, capitalize on busy seasons, or cover surprise expenses. |
U.S. businesses:
China & Hong Kong businesses:
Hong Kong-only businesses:
|
 |
Term loanBorrow a lump sum and pay it back in predictable monthly payments over time. There’s a set repayment schedule and interest rate. |
For more established businesses who have a history of success and are ready to scale with big plans, clear goals, and a strategy to invest and repay over time. |
U.S. businesses:
China & Hong Kong businesses:
|
What you get |
Who it’s for |
Available solutions* |
|
|
Merchant Cash Advance (MCA)Get a lump sum of cash now, and repay it with a percentage of your future sales. |
For growing businesses who want flexible repayments that adjust with monthly sales. |
U.S. businesses:
China & Hong Kong businesses:
|
|
Line of creditAllows you to access funds up to a specified limit without needing to re-apply each time you borrow. Only pay interest on what you use. |
For startups and growing businesses with seasonal ups and downs that want to smooth out cash flow during slower periods, capitalize on busy seasons, or cover surprise expenses. |
U.S. businesses:
China & Hong Kong businesses:
Hong Kong-only businesses:
|
|
Term loanBorrow a lump sum and pay it back in predictable monthly payments over time. There’s a set repayment schedule and interest rate. |
For more established businesses who have a history of success and are ready to scale with big plans, clear goals, and a strategy to invest and repay over time. |
U.S. businesses:
China & Hong Kong businesses:
|
*This information does not constitute legal, financial, or professional advice, and you should consult a qualified professional before making financial decisions. Walmart is not responsible for third-party services and does not endorse any particular provider or its services. Other eligibility requirements may apply as requested by the third party. Sign in to Seller Center to access this page.
Plus, you could get paid faster with Faster Payout!*
Qualified sellers can access their earnings as soon as the next day—no two-week wait.
*Faster Payout is available only to eligible sellers. Your eligibility may change at any time.
Frequently Asked Questions
If you have questions or need assistance with any of the available programs under Walmart Marketplace Capital, refer to the following contact information:
Capital by Walmart: MPWorkingCapital@wal-mart.com
Capital for Walmart Fulfillment Services (WFS): MPWorkingCapital@wal-mart.com
Yes, Walmart Marketplace enables access to various capital product offerings by third parties. Eligibility requirements apply. See Seller Center for more information.
Offer amounts are based on such criteria as your Walmart Marketplace sales and performance, country of incorporation, and other information about your business, as determined by Walmart or a third-party capital provider.
We charge a competitive flat fee as a percentage of your future worldwide receivables, and this percentage doesn’t change during the repayment period. The fee is included in the total repayment amount and is paid as a part of your regular payments.
Third-party funded programs pricing terms for 3P sellers may differ by product type and capital solution provider. Please refer to each capital provider program landing page for more details.
