Payoneer Capital Advance

Grow Your Business with
Payoneer Capital Advance

Get up to 140% of your average monthly Walmart payout.


Get the funds and flexibility you need to help you seize growth opportunities with Payoneer’s Capital Advance – a new, fast, and easy working capital solution. Simply share your business information with Payoneer to get started with no credit check or collateral required, and enjoy easy access to funds with a transparent, fixed-fee on a variety of growth plans.

Get started with Payoneer Capital Advance

Just submit your Walmart Partner ID.* If approved by Payoneer, you’ll receive your personalized offer within days.

For sellers interested in Payoneer Capital Advance, Walmart will share seller performance data with Payoneer, including sales data, and seller performance metrics. This information will be used by Payoneer exclusively for risk decisioning and monitoring for the Capital Advance Solution. See what information we’ll share with Payoneer with your permission. Walmart is not affiliated with Payoneer and is not responsible for the information or services provided by Payoneer. Walmart does not endorse or make any warranty (express or implied) regarding Payoneer’s information or services.

5 reasons to choose Capital Advance

No credit checks

Offers for up to 140% of your average monthly Walmart volume are calculated by Payoneer based on the metrics Walmart will share with Payoneer with your permission above.

Instant and easy access to funds

Once approved,* funds hit your Payoneer account in minutes and you can withdraw them with just a few clicks.

Settle as you earn

Payoneer will debit your bank account automatically, after your Walmart payout has been disbursed.

Transparent, fixed fee

There’s just one fixed fee that is collected with your settlement and you’ll see it before you accept. The fee is between 1.5% and 10% depending on the terms of the offer.

Variety of growth plans

There are three tiers of Capital Advance. As you accept and settle offers, you’ll be eligible to receive bigger offers with longer settlement periods.

*After Payoneer’s approval. Eligibility requirements for Payoneer’s Capital Advance apply.

Want to start receiving offers?

  1. Enter your Walmart Partner ID below to provide permission for your metrics to be shared with Payoneer
  2. Payoneer will use this information exclusively to calculate your eligibility and offers*
  3. Wait to receive your first offer from Payoneer (may take up to a few days)
  4. Accept the offer and receive the funds in your Payoneer account balance instantly
  5. Withdraw them to your bank account with just a few clicks

*Eligibility requirements for Payoneer’s Capital Advance apply.

Get started with Payoneer Capital Advance

Just submit your Walmart Partner ID.* If approved by Payoneer, you’ll receive your personalized offer within days.

For sellers interested in Payoneer Capital Advance, Walmart will share seller performance data with Payoneer, including sales data, and seller performance metrics. This information will be used by Payoneer exclusively for risk decisioning and monitoring for the Capital Advance Solution. See what information we’ll share with Payoneer with your permission. Walmart is not affiliated with Payoneer and is not responsible for the information or services provided by Payoneer. Walmart does not endorse or make any warranty (express or implied) regarding Payoneer’s information or services.

What information does Payoneer need?

By submitting your Walmart Partner ID, you are giving us permission to share the following information about your business with Payoneer so they can extend a first capital advance offer that is personalized to your store’s performance. There is no credit check or collateral required!

With your permission, the following information will be shared:

  • Your stores’ activity status and payout schedule
  • Information related to current or previous payment holds
  • Average monthly sales and refunds volume
  • Primary product category of your Walmart business

Frequently Asked Questions

It’s a working capital solution for eCommerce sellers available in USD, GBP, EUR, CAD and MXN. Payoneer purchases a part of your future account receivables equivalent to the Capital Advance amount plus a fixed fee (the settlement amount). Once accepted, the Capital Advance funds becomes available instantly.

There are three Capital Advance products; Express (1-month), Grow (3-months), and Plus (6-months).

As you continue to use Capital Advance successfully, you can become eligible for higher tiers of Capital Advance featuring bigger offers. Payoneer gives you more flexibility with your options as they get to know your business.

The amount of working capital Payoneer offers to sellers is based on the historical sales performance and predicted future sales of your Walmart business. That’s why we need your consent to share the relevant business metrics with Payoneer.

Payoneer offers up to 140% of your average monthly Walmart volume (capped at $750,000).

The fee we charge for a Capital Advance is a small, fixed percentage of the Capital Advance amount and will be 1.5% – 10% depending on the terms of your offer. You’ll always see the fee before you accept the offer. The fee, along with the working capital amount, are together called the settlement amount. It’s as simple as that – no surprises.

Payoneer will collect a pre-determined portion of each Walmart payout you receive via ACH bank debit from your bank account. Debits typically take place within 1 business day of each payment received from Walmart. Once an offer is settled, eligible sellers will receive new Capital Advance offers immediately.

If you’d like to talk with a working capital expert from Payoneer, schedule a call at your convenience.

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