Business line of credit
available for Marketplace sellers
Operate with confidence with flexible, fixed-rate financing for eligible sellers. See loan options in two steps.
Utilize a Business Line of Credit from Marcus by Goldman Sachs to help power your next Marketplace opportunity
Sellers know that they may come across a time when they need an infusion of cash. Maybe there’s a growth opportunity right around the corner but you lack the funds to make it happen, or there’s a need to make your reserves stretch a little longer during a rough patch. With Marcus by Goldman Sachs, eligible sellers can use a business line of credit backed by over 150 years of financial expertise.. The application process is designed to be streamlined with competitive interest rates and transparent terms.
Why get a business line of credit?
Help your business grow with Marcus by Goldman Sachs
Have a chance to react to changes in the market before your competition.
Fund business operations
Use a business line of credit to help maintain or enhance your payroll, warehousing, marketing, advertising and more.
Boost inventory and fulfillment
Allocate funds to meet a sudden increased demand in inventory, warehousing or fulfillment obligations.
Help power your seller opportunities when you need it most
Bank on your business with a flexible line of credit for eligible sellers
How a Marcus by Goldman Sachs Business Line of Credit works
- Visit Seller Center to check your eligibility.
Navigate to the Lending Offers menu, under Financial Settings in the Settings section. If your business is eligible to apply for a Marcus by Goldman Sachs business line of credit, you will see a banner with a link to the offer page.
Note: Not all sellers will be eligible and applying does not guarantee receiving a business line of credit.
- Request funds*.
You can request funds as needed over a 12-month draw period. You’ll be presented with a fixed interest rate (for a limited time between 5.99% and 14.99%) that accrues only on the amount your business borrows. Draw your funds, repay your balance and re-use as you see fit. Minimum payments are due every two weeks.
Note: For a limited time Marcus is also waiving the maintenance fee. There are no prepayment fees and late fees are either $25 or 5% of the past due amount, whichever is greater.
*Review the Draw Request Disclosure
- Renew your business line of credit.
At the end of the draw period you may have the option to renew your business line of credit. If it is not renewed, you’ll be set to pay back your outstanding balance in equal payments every two weeks over the next 12 months with the same interest rate (or can pre-pay early without penalty).